Privacy Notice

FLORIDA SHORES BANK - SOUTHWEST

The Bank's policies for collecting, using, sharing, maintaining accuracy, and safeguarding customer nonpublic personal information are as follows:

This information is gathered from a variety of sources. Information provided by you on application or other forms, information about your transactions with us, our affiliates or other, and information we receive from consumer-reporting agencies.

Information may also be obtained from "cookies." A "cookie" is a small file placed on your hard drive by our Web page server that is retrieved when you log onto our site again. The "cookie" is used to help us serve you better by recognizing you as a customer and to automate your online experience. For example, to store your preferences for certain kinds of information or to store account information so that you do not have to input it each time you visit our site. Cookies cannot be used to reveal anything that you have not already explicitly revealed. They cannot read your hardrive, get your e-mail address or steal personal information about you. If you do not wish to receive cookies, you can set your browser to alert you of a cookie being offered, or to reject all cookies.

There are situations in the "ordinary course of business" where customers' nonpublic personal and confidential information will be disclosed to third parties. In accordance with standard banking industry practices, and as provided by applicable federal and state law, we exchange information about our customers with selected credit reporting agencies. There may be occasions where we are legally required to disclose nonpublic customer information, such as in response to a subpoena, to prevent fraud, or to comply with a legally permitted inquiry by a governmental agency or federal regulator.

From time to time specific customer nonpublic information has to be shared with parties outside our organization to provide operational support or to make available to you certain financial products on our behalf. These companies must execute a confidentiality agreement and agree to limit the use of the information.

Under the Fair Credit Reporting Act you have the right to notify us if you believe we have reported inaccurate information about your account to any Consumer Reporting Agency. Such notices should be sent in writing and include your complete name, current address, social security number, telephone number, account number, type of account, specific item of dispute and the reason why you believe the information reported is in error. Send your notice to: Florida Shores Bank - Southwest, Attn: Compliance Officer, 500 US 41 ByPass N., Venice, FL 34285 .