Message from the President

Welcome to Florida Shores Bank, where “Service is our Passion”!

I am often asked “How can you compete with the big, national Banks?” My short answer is that “It’s easy”. Because we are smaller and headquartered here, we can make decisions based on knowing you as a person and understanding your unique circumstances. Many of our loan and deposit products are “tailor-made” for you versus a “one size fits all” approach often found at larger institutions. We will build our bank around understanding the needs of local small business owners, homeowner associations and individuals.

Being smaller has other advantages as well, like being quicker- quicker to give answers on loans, quicker to seize opportunities brought on by changes in technology and quicker to bring new products to our market.

As a community bank we can’t do well unless, as the name implies, the community does well, so we have to do our part. Our directors, officers and employees give selflessly of their time and money in support of just about every major charitable organization located in Manatee, Sarasota and Charlotte Counties.

I invite you to come by and see just how “BIG” being small can be!

James F. Kuhlman
President and Chief Executive Officer